Saving for your future is more important than ever, so take a great first step. An Individual Retirement Account (IRA) with Millbury Savings Bank is an easy, safe, and reliable way to save for retirement. Our IRA accounts offer:

• Tax-advantaged retirement savings that’s 100% insured by the FDIC and DIF
• No annual, set-up, or custodial fees
• Low minimum balances and easy set-up
• Guaranteed rates of return with IRA Certificates of Deposit
• Flexible features that help you save as much as you can
• Great for rollovers, too!

Statement Savings IRA
Put saving for retirement on autopilot with this flexible IRA account that lets you save a little at a time, as often as you’d like—even through direct deposit or automatic transfer from another Millbury Savings Bank statement account!* Earns a competitive, variable rate. You can also get an extra 0.25% interest with a Gateway SuperSaver Checking or Gateway Rewards Checking account!

IRA Certificates of Deposit
Earn a guaranteed interest rate on your retirement savings while it’s 100% insured—no matter what happens in the financial markets. Terms offered from three months to four years. For added flexibility, move money from your Statement Savings IRA into a new IRA CD at any time, or move money from your Statement Savings IRA to an existing IRA CD of 18 months or longer once a year! What’s more, you can get an extra 0.25% interest on your IRA CDs with a Gateway Rewards Checking account!

All Deposits Insured in Full
At Millbury Savings Bank, every deposit is insured in full. Each depositor is insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC limits are insured in full by the Depositors Insurance Fund (DIF). No one provides better deposit protection!

Here to Serve You!
If you have any questions about our products and services, please complete our information request form, or talk with one of our Customer Service Representatives. They will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.

Member FDIC Member DIF