Millbury Savings Bank

Important Phone Numbers click here for phone numbers you should know.

Mortgage Rates

Estimate your payments with our Mortgage Calculator.

A. Fixed-Rate Mortgages*
(Effective: Monday, September 06, 2010)

Program
Term
Interest Rate
Points
APR
Monthly Payments
per $1000 borrowed

Fixed-Rate Mortgages
15 years
4.750%
0 4.788%
$7.78

20 years
5.125%
0 5.155%
$6.67

30 years
5.250%
0 5.273%
$5.52

**Annual Percentage Rate (APR) based on a loan amount of $100,000 with maximum 80% loan-to-value and borrower’s good credit. Other fixed rates may be available. APRs subject to change without notice. Payments may vary within the disclosed range. Payment does not include taxes and insurance and, if applicable, the amount of the payment will be greater.

B. First-Time Home Buyer Programs*
(Effective: Monday, September 06, 2010)

Program
Term
Interest Rate
Points
APR
Monthly Payments
per $1000 borrowed

First-Time Home Buyer
30-Year Fixed
30 years
4.750%
0 4.770%

30 years $5.22

*Annual Percentage Rate (APR) based on a minimum loan amount of $100,000. APR subject to change without notice. Fixed rate loan up to 97% financing with PMI with the Massachusetts Housing Finance Agency. Payment does not include taxes and insurance and, if applicable, the amount of the payment will be greater.

Here to serve you!
Our goal is to provide you with the area’s best service and value. Millbury Savings Bank is a mutual savings bank, not an institution owned by stockholders. That means we can put our customers’ interests first.

If you have any questions about our products and services, please complete our information request form, or talk with one of our Customer Service Representatives. They will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.

Member FDIC
Member DIF