Millbury Savings Bank

Important Phone Numbers click here for phone numbers you should know.

Deposit Rates

Deposit Products*
(Effective: Sunday, May 18, 2008)

Program
Minimum Daily Balance
to earn APY APY

Gateway Money Market

$250,000.00 and above 3.61 %

$50,000.00 to $249,999.00 2.62 %

$25,000.00 to $49,999.00 1.28 %

$2,500.00 to $24,999.00 1.02 %

$10.00 to $2,499.00 0.25 %

Regular Money Market

$2,499.00 and above 1.02 %

$10.00 to $2,499.00 0.25 %

Interest Checking
$10.00
0.25%

Passbook & Statement Savings
$10.00
1.02%

*Annual Percentage Yields (APYs) are subject to change without notice after account opening. Fees on accounts can reduce earnings. All deposits insured in full. Minimum balance is required to obtain the APY. Minimum amount to open $10.

Regular and IRA Certificates of Deposit*
(Effective: Sunday, May 18, 2008)

Program
Term
APY

CDs & IRAs
3 months
2.63%

6 months
2.62%

9 months
2.61%

12 months
2.93%

18 months
3.09%

24 months
3.09%

30 months
3.09%

36 months
3.35%

48 months
3.35%

*Annual Percentage Yields (APYs) assume interest and principal remain on deposit until maturity. Early withdrawals from CDs are subject to penalty. APYs are subject to change without notice. Fees on accounts can reduce earnings. All deposits insured in full. Minimum balance required to obtain APY. Minimum amount to open $500.

Statement Savings IRA*
(Effective: Sunday, May 18, 2008)

Program
APY
Min. Deposit

Statement Savings IRA
3.56%
$10.00

*Annual Percentage Yield (APY) is subject to change without notice after account opening. All deposits insured in full. Minimum balance is required to obtain the APY. Minimum amount to open $10. Maximum balance is equal to the maximum allowable IRA contribution for the current tax year plus the maximum allowable catch-up contribution, as determined by the Internal Revenue Service.

Here to serve you!
If you have any questions about our products and services, please complete our information request form, or talk with one of our Customer Service Representatives. They will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.

Member FDIC
Member DIF