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Consumer Loans

We understand how important financing can be to achieving your goals – whether you’re buying a new family car or consolidating debt. That’s why we offer lending services designed to make financing easy, convenient and affordable. Our consumer loans offer:

  • Competitive rates and a range of options to meet your specific needs and budget
  • Local decision-making and service mean you always have a trusted, local person to call
  • 0.50% discount on fixed-rate consumer loans with automatic payment from any Millbury Savings Bank personal checking account
  • Apply in person or online!
  • Estimate monthly payments with our Loan Calculator

Auto Loans
When you need a car, make us your first stop. Finance a new or used vehicle at competitive fixed rates, and choose a payment plan that’s right for you. What’s more, you can get a 0.50% discount on your auto loan rate with automatic payment from any Millbury Savings Bank personal checking account.

RV, Boat and Motorcycle Loans
You deserve some fun! We can finance a new or used boat, ATV, motor home, camping trailer, or motorcycle at competitive fixed rates.

Personal Loans
Borrow on the strength of your signature to consolidate bills, cover an unexpected expense, or finance other worthwhile needs.

Collateral Loans
A lower-rate alternative to our personal loan, this loan is secured by your Millbury Savings Bank savings account or Certificate of Deposit.

Overdraft Protection
Add a no-fee revolving line of credit to your checking account and avoid the embarrassment of “bouncing” a check.


Here to Serve You!
If you have any questions about our products and services, please complete our information request form, or talk with one of our Customer Service Representatives. They will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.

Member FDIC
Member DIF