 
Great checking value. That’s what you get with Millbury Savings. Choose the account that best fits your lifestyle—and your pocketbook. Our personal checking accounts offer:
- Unlimited check writing with no per-check fees
- Free Online Banking and Telephone Banking
- Cash & Check Debit Card with no annual or point-of-sale transaction fees
- Waiver of other banks’ surcharges at SUMSM Network ATMs
- Discounted rates on new fixed-rate consumer loans*
- No-fee Overdraft Line of Credit**
- Peace of mind in knowing all deposits are 100% insured by the FDIC and DIF
- Convenience Services that make accessing your statement accounts easy
- Our Easy-to-Switch Kit that makes moving your account as easy as 1-2-3
Gateway FREEdom CheckingSM
A totally free checking account with no minimum balance requirements or monthly maintenance fees, plus get your first order of basic style checks free.
Gateway FREEdom Checking for StudentsSM
Just for full-time students who are age 22 or younger, this account offers all the benefits of Gateway FREEdom Checking, plus provides up to 4 free foreign ATM transactions per month and free Online Bill Payment! ***
Gateway SuperSaver CheckingSM
Be a super saver with interest on your checking and extra interest on some savings and IRA accounts, too!
- No minimum balance fee with a regularly occurring direct deposit or a $500 minimum daily balance; otherwise, a low $5 minimum balance fee per month
- 4 free foreign ATM transactions per month per card
- Free Online Bill Payment
- Free first order of basic style checks
- Extra 0.25% interest on Statement Savings accounts
- Extra 0.25% interest on Statement Savings IRA accounts
- $250 off closing costs on new mortgage loans*
Gateway Rewards CheckingSM
Our most rewarding checking, with premium rates, extra interest on CDs and IRAs, and more!
- No minimum balance fee with a $5,000 minimum daily balance; otherwise, a $20 minimum balance fee per month
- Tiered interest rates with higher rates for larger balances
- Unlimited free foreign ATM transactions
- Free Online Bill Payment
- Free basic style checks for life
- Extra 0.10% interest on Certificates of Deposit (CDs) with terms of 12 months or less
- Extra 0.25% interest on CDs with terms longer than 12 months
- Extra 0.25% interest on Statement Savings IRA accounts and IRA Certificates of Deposit
- $500 off closing costs on new mortgage loans*
- 50% discount on a small (3”x5”) safety deposit box for one year
* With automatic payment from this account.
** Subject to application and credit approval.
***Proof of student status is required.
Easy-to-Switch Kit
Switching your checking account to Millbury Savings just couldn’t be easier. Simply download our Easy-to-Switch Kit to change your direct deposits and automatic payments and withdrawals to your new Millbury Savings Bank checking account, then close your old account at your previous institution. Before you know it, you’ll be on your way!
All Deposits Insured in Full
At Millbury Savings Bank, every deposit is insured in full. Each depositor is insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC limits are insured in full by the Depositors Insurance Fund (DIF). No one provides better deposit protection!
Convenience Services
We make managing your personal checking accounts easy with these convenience services.
Millbury Savings Bank Cash & Check Debit Card
Our debit card can be used anywhere MasterCard is accepted. Purchases are deducted directly from your account, just like writing a check, and we never charge an annual or point-of-sale transaction fee to use it. Plus, it’s your ATM card, so you can access cash at home or around the world.
MasterCard® SecureCode™
Protect your existing Millbury Savings Bank debit card when shopping online. Click here to get started.
Avoid ATM Surcharges
We are a member of the SUMSM Program, so you can avoid other banks' ATM surcharges by using participating SUM ATMs. Just look for the SUM logo when you need cash. Click here for a list of SUM locations.
Online Banking and Online Bill Payment
Free Online Banking allows you to check account balances, view transactions, transfer funds between Millbury Savings Bank statement accounts, and make Millbury Savings Bank loan payments—right from your computer. Add Online Bill Payment (free with some accounts) to pay almost anyone without writing a check and set up automatic recurring payments. Click here to find out more!
Telephone Banking
Free Telephone Banking allows you to manage your statement accounts by phone, anytime, anywhere. Use it to check balances, transfer funds, determine which checks have cleared, and more, by calling (508) 865-8900.
Combined Statements
Open a companion Statement Savings account and we can show your savings activity and your checking account activity on one combined statement. For added convenience, you can access both accounts with your Millbury Savings Bank ATM Card.
Overdraft Protection
Add a no-fee revolving line of credit to your checking account and avoid the embarrassment of “bouncing” a check.
Bank by Mail
Use our pre-addressed envelopes to bank by mail. We’ll process your transaction and send you a receipt in the return mail.
Here to Serve You!
If you have any questions about our products and services, please complete our information request form, or talk with one of our Customer Service Representatives. They will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.
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Member FDIC
Member DIF |
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